Meet Our FounderJoel Cross.
Joel founded Across Finance to make borrowing simpler and more personal. With extensive lending experience and access to a broad panel of lenders, he provides clear, practical advice tailored to each client’s circumstances.
Straightforward advice without pressure. If a loan isn’t suitable for you, Joel will tell you.
Experienced guidance across home, investment, commercial, SMSF and asset finance.
You’re never treated like a file number. Joel supports you personally from your first conversation through to settlement and beyond.
Consultation meeting with Across Finance
Why Across Finance exists.
Finance shouldn’t feel like a foreign language. Across Finance was created to give Australians clear advice, suitable options and a more personal lending experience.
Joel takes the time to understand your goals, financial position and future plans before comparing lenders on your behalf.
Whether you’re buying a home, refinancing, investing or seeking business finance, you’ll receive professional guidance and personal support at every stage.
One broker, start to finish.
There are no call centres or unnecessary handovers. You’ll deal directly with Joel throughout the entire process.
Understand Your Goals
Joel reviews your circumstances, priorities and timeframe.
Compare suitable options
He researches the lender panel and explains the options suited to your needs.
Manage the process
Joel prepares your application, handles the paperwork and communicates with the lender.
Provide ongoing support
Joel guides your loan through settlement and remains available as your circumstances change.
Ready to explore your finance options?
Book an obligation-free conversation with Joel and get clear guidance on your next step.